There isn't a difference with regards to the core video processing when you convert, compress, or record a video with our Utilities video tools.
However, a small watermark is added in the top left corner of videos that are converted or compressed on the Free plan. In the Business plan there is no watermark and there are a number of premium features, including longer webcam recordings.
However, the free Clipchamp Utilities uses the same core video processing and also makes use of the same unique privacy and security features we built. This means that there is also no difference in a Utilities free or business account with regards to output options (resolution, quality, formats, input file sizes, etc).